Why Making Pensions Subject to Inheritance Tax Will Be Tricky for the Government At Fathom Financial, we know that stability and predictability are essential for long-term financial planning. That’s why the government’s proposed move to subject pensions to Inheritance Tax (IHT) from 2027 is raising serious concerns for savers, retirees, and financial professionals alike.…
Market Volatility and Investing: What Recent US Tariffs Mean for Investors Recent policy announcements from President Donald Trump and his administration have generated significant discussion across global financial markets. As a result, market volatility and investing have become key areas of focus for investors seeking to understand what these developments could mean for economies, businesses…
The Cons of Reducing Tax Relief on Cash ISAs Following our recent emails about potential changes to ISAs and list of the pros for reducing tax relief on cash ISAs, here is a list of the Cons of Reducing Tax Relief on Cash ISAs At Fathom Financial, we know that stability and predictability…
The Pros for Reducing Tax Relief on Cash ISAs Following our last email about potential changes to ISAs, here is a list of the pros for reducing tax relief on cash ISAs. At Fathom Financial, we understand that any potential changes to the tax-free status of Cash ISAs could raise concerns among savers.…
Is Rachel Reeves Coming for Your ISA? Here’s What You Need to Know Before It’s Too Late! Recent discussions have raised concerns about potential changes to Individual Savings Accounts (ISAs) under Chancellor Rachel Reeves’ administration. This has led many savers to question the future of their tax-free savings. Current ISA Landscape ISAs have…
Missed Opportunity Most of the investment professionals that we follow all seem to agree that the only positive from the recent budget is that it wasn’t as bad as expected. There are some clear potential downsides for our clients who are Farmers, Small Business Owners and those whose pension funds will now be assessed for…
Tax Free Cash – The rumours There is much speculation about Rachel Reeves forthcoming budget and what taxes she will raise to fill the “£22bn” black hole left by the previous government. There is also lots of talk about VAT on school fees and the tax status of Non-doms (someone – usually a wealthy…
Fathom´s new Client Portal Introducing your new client portal, a secure way to connect and communicate with us here at Fathom HQ and view all of your policies and investments in one place. At Fathom, we’re constantly trying to find new ways to make your experience with us simple yet effective. Which is…
Recent Market Volatility Is it just me (thinking this) or do you also think that markets seem more volatile these days? More on this later! The most recent market panic induced tantrum (volatility) was caused by a number of things: The reversal of Japan’s carry trade.. what I hear you cry? Let…
The Value of Annual Reviews Investment performance has picked up over the last 12-16 months or so with returns from our low cost balanced fund exceeding 11%* over the last 12 month period. These returns are welcome after a prolonged period of disappointing results. However with every silver lining comes a cloud! So, what…