Wills & Trusts

Ensuring your affairs are in order now can save time, money and stress for your loved ones. Find out more below about why you need a Will.
Wills and Trusts

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What is a Will?

Ensuring you have the final word

A Will is simply a declaration of your intentions so that when you die it is easy for others to understand who should inherit your assets. They are usually in a prescribed form with some legal wording to ensure that your wishes are carried out.  Without a will the government decides how your assets will be distributed using the laws of intestacy.
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Why is making a Will important?

We all know that making a will is important yet more than 30 million adults in the UK (unbiased 2017) don’t have one. Here are just some of the reasons why it’s important for both you and your family to ensure you have planned ahead.

Peace of mind

You know that your loved ones are taken care of. Your assets are distributed exactly how you want them to be.


If you have children under the age of 18, you make it clear who you want to look after them rather than the local authority making that decision for you.

If you are unmarried

If you are not married your partner is not entitled to anything from your estate if you die without a Will in place. The rules around Inheritance Tax severely disadvantage unmarried couples and making a Will can help to significantly reduce the amount of tax payable.


Having a will in place reduces the time and stress for your loved ones of dealing with your estate after you have gone

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