Master Your Finances Ready for the New Year

Master Your Finances Ready for the New Year

Master Your Finances Ready for the New Year   As we approach the end of the year, let’s take a look at how we can prepare for financial success in 2024. In this blog, we’ll explore some key areas of year-end financial planning, each aimed at helping you take control of your financial future. From…

Autumn statement wish list

Fathom’s Autumn Statement wish list

Fathom’s Autumn Statement wish list   Here we are on 21 November eagerly awaiting the Autumn statement on Wednesday. I’m sure on 22 November as Mr Hunt gets to his feet there will be much anticipation of what is to come. I’m sure we will hear about “cutting of red tape” and maybe something on…

Fathom illustration of Pension Drawdown

Know your future with cashflow modelling

Know your future with cashflow modelling   Do I have enough money saved? When will I be able to retire? How long will my pension last? The majority of us have considered at least one of these questions, but the answers become even more important the closer to retirement we get.   How to answer…

Fathom illustration of deadline approaching

Are Annuities Back for good?

Are Annuities Back for good? Many moons ago when I was just a young (and wet behind the ears) financial adviser with Pearl Assurance the only option available to people with a personal pension at retirement (or as they were known back then, retirement annuity contracts) was to buy an annuity. An annuity is simply…

Fathom illustration of a couple baking a cake

Let’s talk about: Annuities

Let’s talk about: Annuities Is the UK in recession? There seems to be a lot of conflicting data, but one thing seems certain (according to the Bank of England and Office for Budget Responsibility) the UK will be in recession in 2023.  With the doom and gloom and turmoil of the financial markets you’d be…

Fathom illustration of Pension Drawdown

Market Update: October 2022

Market Update: October 2022 I think it’s fair to say that our resilience and patience as investors is being severely tested.  During the last 5 years or so, we’ve suffered market uncertainty following the Brexit vote and the run-up to leaving the EU, COVID19, the war in Ukraine and now the impact of rising inflation…