Market Update: October 2022 I think it’s fair to say that our resilience and patience as investors is being severely tested. During the last 5 years or so, we’ve suffered market uncertainty following the Brexit vote and the run-up to leaving the EU, COVID19, the war in Ukraine and now the impact of rising inflation…
The Value of Advice Putting a price on Financial Advice can be a tricky thing to do accurately and Advice Firms are not always good at articulating the value of their services. In this article I’m going to attempt to outline our take on the benefits of Financial Advice. There have been a number of…
The Importance Of Reinvestment Of Income From Shares And Gilts The Barclays Equity Gilt Study* (April 2019) provides some powerful insight into the importance of reinvestment of income from shares and Gilts. Income from Shares (Equities) and/or Gilts (UK Government Bonds) may be withdrawn or reinvested. According to the Barclays Equity Study, £100 invested in…
Investing Do’s and Don’ts If you choose the flexi-access pension drawdown option at retirement you effectively become an investor. You (or your adviser) are responsible for managing that investment over time. The amount of income you can safely withdraw from a retirement fund is directly related to the initial value of the fund and its…
Active Vs Passive Investment – A Comparison Investment funds are often categorised as active or passive (also known as index). These are terms you may hear your adviser use or read in the press so we thought it best to explain them in more detail. Active Investing, as its name implies active investing takes a…
Why is one investor more successful than the next? Is it experience, is it skill or is it luck? Perhaps it is a combination of the three? Perhaps basic human psychology has more of an impact on the decision making process than we care to recognise. So what are the typical reasons an investor fails…
How To Choose The Right SIPP – Factors to Consider Choosing the right SIPP is a far from straightforward exercise. There are many different options and a direct comparison can often be difficult. In this post, we attempt to cut through the mass of detail to summarise the key points to consider. A Self Invested…