You’ve worked hard over the years to build up a retirement fund, so why settle for a sluggish pot that’s not working to its full potential? We know you might have suffered from high fees and poor investment performance in the past. Or, you may be wondering whether you’re getting the most out of your current arrangement. Transparency is easy to claim but harder to demonstrate. So, while you may think you’re getting a good deal, there may be some underlying charges you’ve not been privy to.