We understand that investments can be tricky and hard to get your head around. To help you out, we’ve put together a simple, no-nonsense guide.
Here's what you’ll discover inside:
We hope you enjoy it!
An investment is something that you buy or put money into (an asset) with the goal of generating income, capital growth or both.
There are 4 main types of investment that you can buy:
Of course there are other types of investment like (but not limited to) the following: Foreign currency, collectables such as: art, antiques, wine, cars, watches and commodities such as oil, coffee, corn, rubber and gold.
These types of investment are often viewed as niche and potentially carry more risk.
Let's re-visit the basics…
Saving is to cover short term goals (perhaps 2 or 3 years ahead at most)
Why you would save:
For a holiday, a new car, a family event or to cover emergencies
Investing is for the medium to long term (typically 3-5+ years)
Why you would invest:
We can help you to understand the volatility of the market and the impact this could have on you and your investments.
To help us understand the level of risk with your investments, we will explore what impact different scenarios would have on your overall finances (now and in future) with the aim of ensuring your portfolio matches your capacity to absorb losses.